Buying Property in Spain from the UK: Your Complete Guide

Are you dreaming of buying a home in Spain? For many British buyers, the thought of sunshine, Mediterranean living, and an outdoor lifestyle is too good to resist. Whether you’re looking for a holiday home, a smart rental investment, or a permanent move, buying property in Spain from the UK is simpler than you might think – especially with the right guidance.

At VíllaMía, based in our beachfront office in Jávea, Costa Blanca, we’ve been helping UK and European clients find their ideal home in Spain for more than 14 years. Our dedicated team of six is known for professionalism, honesty, and a personal touch. We don’t just sell property – we guide you through every step of the buying journey.

10 Essential Steps to Buying a House in Spain

If you’re a British buyer considering property in Spain, here’s what you need to know:

1. You don’t need to be a resident to buy.
   Foreign buyers can purchase freely – ideal for a second home or rental investment.
2. Apply for your NIE (Número de Identificación de Extranjero).
   This is your Spanish tax ID, required for the purchase.
3. Open a Spanish bank account.
   Necessary for payments, utilities, and taxes.
4. Hire an experienced lawyer.
   Your lawyer will ensure the property is debt-free and handle all contracts. VillaMia works with trusted English-speaking lawyers.
5. Secure the property with a reservation deposit.
   Usually €3,000–€5,000, this takes the property off the market.
6. Arrange a survey (optional but recommended).
   Not compulsory in Spain, but it offers peace of mind.
7. Sign the Contrato de Arras (private contract).
   Confirms the purchase with a 10% deposit and sets terms.
8. Pay property transfer tax.
   In Jávea, this is typically around 13% of the purchase price (varies by region).
9. Sign the deeds at the notary.
   The exciting moment you become the legal owner!
10. Register the property.
    Your lawyer will register it in your name at the Spanish Land Registry.

Moving to Spain After Brexit – What UK Buyers Should Know

If you’re planning to live here permanently, a few extra steps are required:

• Residency: UK citizens now need a visa. A popular option is the non-lucrative visa (for retirees or those with passive income).
• Healthcare: You’ll need private health insurance unless you qualify for the Spanish system.
• Financial Proof: Authorities require evidence of sufficient income or savings.

Don’t worry – VíllaMía can connect you with the right professionals to make this process straightforward.

Why Choose VíllaMía?

Buying abroad can feel daunting, but with VillaMia you’re in safe hands:

• 🌊 Beachfront Office in Jávea – at the heart of the Costa Blanca.
• 👩‍💼 Dedicated Team of Six – approachable, professional, and passionate.
• ⭐ Trusted Reputation – guiding British buyers for over 14 years.
• 🔑 Personal Service – we’re with you every step of the way.

Ready to Find Your Dream Home in Spain?

The sunshine, relaxed lifestyle, and welcoming community are waiting – and VillaMia will make your move simple, transparent, and stress-free.

📞 Call us today on +34 965 79 41 39
📧 Email info@villamia.net
🌐 Visit us at Avenida Libertad 9H (Arenal), Jávea

Browse our properties online at villamia.net/property-sales/ and take the first step towards your Spanish home.